Philippines SSS Payment Schedule 2025 – When You’ll Receive Your Benefits And Credits This Year
The Social Security System (SSS) in the Philippines plays a crucial role in delivering monthly pensions, disability assistance, and other financial benefits to millions of qualified members.
As part of the government’s ongoing efforts to combat inflation and ensure economic stability for retirees, the 2025 SSS payment schedule and benefit increases have been strategically adjusted.
With the rising cost of living, these updates provide a timely lifeline for senior citizens and retired workers, helping them manage essential daily expenses and maintain their standard of living.
Monthly Disbursement Calendar for 2025
The SSS payment disbursements follow a monthly schedule based on the last digit of the member’s SS number. Though specific dates may vary depending on holidays and system updates, payments are typically released in the first 15 days of each month.
SSS Payment Schedule
| Last Digit of SS Number | Estimated Payment Date (Monthly) |
|---|---|
| 0 or 1 | 1st – 3rd of the month |
| 2 or 3 | 4th – 6th of the month |
| 4 or 5 | 7th – 9th of the month |
| 6 or 7 | 10th – 12th of the month |
| 8 or 9 | 13th – 15th of the month |
Note: In case of holidays, weekends, or technical delays, the payout dates will be moved accordingly.
Pension Increase: New Benefit Amounts in 2025
In response to inflation, the SSS has approved an increase of ₱1,000 in monthly pensions for eligible retirees. This increase took effect in early 2025 and benefits those receiving monthly pensions under the retirement and disability programs.
- Minimum Pension (2025): ₱2,000
- Maximum Pension (2025): Up to ₱18,495
- New Increment: ₱1,000 monthly increase
This adjustment offers financial relief to retirees facing rising costs in essential goods and services.
Who is Eligible for SSS Benefits?
To receive SSS payments and credits in 2025, individuals must meet the following eligibility requirements:
Eligibility Criteria
- Age Requirement: Must be at least 60 years old for retirement benefits.
- Residency: Must be a permanent resident and citizen of the Philippines.
- Contribution History: A minimum of 120 monthly contributions is required.
- Disability Pension: Requires a certified medical condition and at least 12 months of contributions.
- Medical Certification: Severe physical or mental impairment must be validated by a licensed healthcare provider.
2025 Contribution Adjustments
To maintain the sustainability of the SSS fund and support the pension increase, the contribution rate has been revised in 2025. The new rates are as follows:
| Contribution Component | Rate (%) | Remarks |
|---|---|---|
| Total Rate | 15% | Increased from 14% in 2024 |
| Employer Share | 10% | Deducted from employer |
| Employee Share | 5% | Deducted from employee salary |
| Minimum MSC | ₱5,000 | Monthly Salary Credit |
| Maximum MSC | ₱35,000 | Monthly Salary Credit |
This change supports improved payouts and broader member coverage across various benefit categories.
System Improvements and Support Services
SSS continues to digitize and streamline its services in 2025 to ensure faster and more transparent benefit delivery. Among the latest updates:
- ACOP (Annual Confirmation of Pensioners) now includes house visits for elderly or sick pensioners.
- Loan Interest Adjustments for calamity and salary loans have been proposed for better affordability.
- Online access to My.SSS Portal helps track contributions, apply for benefits, and update information seamlessly.
The SSS Payment Schedule for 2025 marks a significant step forward in supporting Filipino retirees and contributors.
With increased pension payouts, contribution adjustments, and enhanced digital services, the Social Security System is evolving to meet modern challenges while preserving the dignity and security of its members.
Beneficiaries are advised to check the My.SSS portal regularly and stay informed of any official updates regarding their payment schedules and entitlements.
FAQs
When will I receive my SSS pension payment each month in 2025?
Payments are released between the 1st and 15th of each month, depending on the last digit of your SS number.
What is the new pension amount for SSS retirees in 2025?
Retirees will receive an additional ₱1,000 monthly, with pensions ranging from ₱2,000 to ₱18,495.
How do I check my SSS payment status online?
Visit the My.SSS Portal and log in to your account to check your contribution history, payment dates, and updates.