₱20,000 To ₱60,000 Funeral Support In The Philippines – Check Eligibility, Application Steps, And Payout Dates
Losing a loved one is difficult, and the financial burden of funeral expenses can add to the stress. Fortunately, Filipino citizens can receive ₱20,000 to ₱60,000 in funeral benefits through government programs such as the SSS and GSIS, as well as private insurance policies.
This guide provides the latest details on eligibility, application procedures, and payout timelines for these essential support schemes in 2025.
Overview of Funeral Benefits in the Philippines
Funeral benefits are financial aids designed to support families with the costs of burial and memorial services. Depending on the provider—Social Security System (SSS), Government Service Insurance System (GSIS), or private insurance—the benefit amount and claim process may vary.
Funeral Benefits from SSS, GSIS, and Private Insurers
| Provider | Benefit Range | Eligibility | Processing Time | Disbursement Method |
|---|---|---|---|---|
| SSS | ₱20,000 | SSS member at time of death | 15–30 days | Bank transfer or SSS card |
| GSIS | ₱30,000–₱60,000 | GSIS member (active or retired) | 15–20 days | Bank or GSIS eCard |
| Private Insurers | ₱20,000–₱60,000+ | Active policyholder | 7–14 days | Direct bank transfer |
SSS Funeral Benefit – Up to ₱20,000
Eligibility Criteria
- Deceased must be a paying SSS member.
- At least one monthly contribution must have been made.
- Claimant must have paid funeral expenses.
Required Documents
- Death certificate
- SSS ID or number
- Receipts or invoices for funeral services
How to Claim
- Fill out the SSS Funeral Benefit Claim Form (available online or at branches).
- Submit form and documents at a local SSS office or via the SSS online portal.
- Wait for 15–30 days for processing and payment.
GSIS Funeral Benefit – ₱30,000 to ₱60,000
Eligibility Criteria
- The deceased was an active or retired GSIS member.
- Claimant is the one who paid for funeral expenses.
- Includes legal spouse, children, or other relatives.
Required Documents
- Death certificate
- Proof of funeral payment
- GSIS number and valid ID
How to Claim
- Complete the GSIS Funeral Benefit Claim Form.
- Submit documents at the nearest GSIS office or through their online portal.
- Receive payment in 15–20 days via bank transfer or GSIS eCard.
Private Insurance Funeral Benefits – Customizable Support
Many private insurance companies offer customizable funeral benefit plans, which can include services such as transportation, cremation, or embalming.
Eligibility Criteria
- Active funeral insurance policy in the name of the deceased.
- Claimant must be the listed beneficiary.
How to Claim
- Notify the insurer immediately upon death.
- Fill out a claim form and submit all required documents (death certificate, policy ID, receipts).
- Receive payment within 7–14 days.
The ₱20,000 to ₱60,000 funeral benefit schemes available in the Philippines offer timely financial support during periods of loss. Whether through the SSS, GSIS, or private insurance, these benefits ease the burden of funeral expenses.
Understanding the eligibility, documents, and processing timelines is essential for receiving the assistance your family deserves. If you qualify, begin the claim process early to ensure smooth disbursement.
FAQs
Can a friend claim the funeral benefit if they paid for the funeral?
Yes. Both SSS and GSIS allow non-relatives to claim the benefit if they provide proof of payment for the funeral.
Can the benefit be claimed online?
Yes. Both SSS and GSIS offer online portals for submission and tracking of claims.
What happens if documents are incomplete?
Incomplete submissions will delay the process. Always ensure that all required forms and receipts are submitted correctly.